Why a snack machine, I'm not sure..
Depending on the equipment, a vending machine costs several thousand euros. Leasing or rental purchase distributes the investment on fixed monthly rates, while you can already operate the vending machine.
- Save liquidity: planable monthly rates leave capital in the company.
- Planned: fixed monthly rate over the chosen maturity (usually 24-60 months).
- Clear contractual basis: Duration, rate and options are available in the individual offer
- Direct start of operation from delivery.
SnackDragon sells exclusively to entrepreneurs (§ 14 BGB). Financing is provided by a specialized partner; your specific monthly rate is based on model, duration, credit check and individual offer.
Leasing or rental purchase: What's the difference?.
Both are running via the same partner, you choose the right variant. The core difference lies in the ownership model and the contractual options.
Leasing
The equipment remains the property of the leasing company during the term. The options at the end of the contract are in the individual offer. Ideal if you want to remain flexible.
Rent
When buying a rental, the acquisition of ownership is part of the contract model. The exact conditions are in the individual offer. Ideal if you want to keep the device permanently.
What distinguishes leasing, rental and purchase tax
The decision is often less important than the amount of the rate than the question of how the three ways in which accounting and liquidity are affected.
Leasing
The machine remains the property of the leasing company and is accounted for there. With you, the rate is in full operating expenditure: no activation, no depreciation, no liability in the balance sheet. The VAT is payable on each individual rate.
Rent
Economically a purchase on instalments: You activate the machine from the beginning and write it off. Operating expenditure is only the interest portion of the rate, not the redemption. The VAT on the full purchase price is due at handover.
Purchase
They activate the machine and write it off over the useful life. The purchase price does not reduce the profit immediately, but spread over several years.
The official AfA table of the Federal Ministry of Finance indicates an operating life of 5 years. For a TCN-CSC-10C(V22) in full equipment of EUR 5,464 net, this is about EUR 1,093 amortisation per year (this value applies to purchase and rental purchase, not leasing).
Whether a contract is classified as a lease or a lease purchase is decided on the term and end options, not only on the designation. Because the service life here is only five years, a very long term can postpone the assignment. The binding classification is in the respective offer.
This is an orientation and not a tax consultation. How leasing, rental purchase or purchase work in your case depends on your profit determination, your pre-tax deduction entitlement and the specific contract. Vote the variant with your tax consultation before conclusion.
For whom the financing is particularly worthwhile
Especially when entering the Vending business, financing reduces the capital input needed immediately. The monthly rate can be firmly included in the ongoing planning.
- Start-up companies and young companies: entry with planbar capital
- Side purchase / Side-Hustle: plan the first machines over monthly rates
- Existing operators: expand further locations with financial leeway
- House management, offices, gyms: Financing the provision of the site planbar
How the financing works.
The path is slim and runs parallel to the machine selection. The credit check and the contract run through the financing partner; we deliver the machine.
- Choose the machine and configuration (model, payment technology, accessories)
- Request funding (with desired time and a few company data)
- The partner checks the creditworthiness and makes a concrete rate offer
- Leasing or rental purchase agreement between you and the financing partner
- We deliver the machine, you start operation
Which machines can be financed
All our vending machines can be ordered for leasing or rental purchase. The approval and conditions come with the individual offer of the financing partner.
The snack machine with cooling, touch and card payment: the starting base for most locations.
Leasing from EUR 82,45 net per month
More capacity at the same location, controlled by the CSC-10C, without second payment system.
Leasing from EUR 55,86 net per month
Cooled vending machine with lift output for wine and delicate bottles.
Leasing from EUR 113,98 net per month
Snack/drink machine with gentle lift output for sensitive products.
Leasing from EUR 103,18 net per month
Example calculation over 60 months term based on the net basic price. The amount is a non-binding indication, subject to credit check; with additional equipment the rate increases.
Frequently asked questions about funding
Can I buy a snack machine instead of a car?
Yes. Commercial customers can request leasing or rental purchase for our machines. The request is non-binding; conditions and approval follow after credit check in the individual offer.
Is financing also possible for start-ups and in the side-up?
Yes. Young business and ancillary business founders can also request funding. The partner lists the documents required in individual cases directly in the inquiry process.
Which terms are possible?
The term is usually 24 to 60 months, either as leasing or hire purchase. The specific monthly rate depends on model, term and credit quality.
Which machines are the financing for?
Basically for all our vending machines: the TCN-CSC-10C(V22), the TCN-CSC-10N, the TCN-D900-9C(V22) and the TCN-CEL-10C(V22). We will clarify which model fits the location in the request.
Request funding
Make a non-binding financing request. You choose the desired model and duration, we will bring the request together with our financing partner. You will receive a specific monthly rate after examination and offer.
Non-binding financing request for commercial customers. Conditions and approval follow after credit quality check in the binding offer of the financing partner.
